Tiếng Việt |
| Quick loans up to 10 million with just ID/CCCD at Robocash |
Robocash is a reputable and professional financial support channel highly appreciated by many customers in Vietnam. The emergency loans provided by the company help customers quickly resolve financial issues, ensuring stable work development and life. So, what is this financial company? How does it operate? The following article will help you understand the details about this matter.
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| Robocash is the first trusted and professional automatic online loan app in the Vietnamese market |
An Overview of Robocash
Robocash is the first automatic online loan app in the Vietnamese market. The app is invested and developed by Robocash Vietnam Co., Ltd – one of the strong financial advisory and support units in the Asian market.
Thanks to Fintech technology, this application can completely eliminate human factors in the appraisal and approval process. Besides, Robocash can process loans quickly, with simple procedures, and disburse funds rapidly at any time, even on holidays and festivals. This financial entity can support customers with loans ranging from 1 million to 15 million with a maximum term of 91 days. It offers a large online loan amount with flexible repayment periods.
Robocash is evaluated as the number one reputable and professional financial channel in the Vietnamese market. The company’s head office is located at 5th Floor, 51-51B-53 Vo Van Tan Street, Ward 06, District 3, Ho Chi Minh City, Vietnam, and it was granted a business license by the Ho Chi Minh City Department of Planning and Investment on May 29, 2018.
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| Robocash can process loans quickly, with simple procedures, and rapid disbursement |
Is Robocash a Scam Financial Company?
Based on the information found on the internet and various financial forums, some people believe that Robocash is a fraudulent financial application with an unclear origin. Some customers claim that this financial entity does not provide the loans as advertised. However, these are entirely baseless claims. Robocash is a trustworthy online loan application that has received high praise from its customers. Its credibility is evidenced by its growing user base and its transparent operations.
Firstly, Robocash is an application under Robocash Vietnam Co., Ltd – a subsidiary of a multinational corporation with a specific working headquarters and a complete business license. Moreover, the company provides complete information such as email, phone numbers, and business registration numbers, ensuring customer confidence. The details of the loans, terms, and interest rates are publicly disclosed, eliminating any risks for customers when choosing their services.
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| Customers receive 0% interest support for the first 7 days |
Advantages and Limitations of Borrowing on the Robocash App
Every online loan application in the current market has its own advantages and limitations. Below are the most genuine evaluations of customers when using Robocash’s services.
Advantages of Borrowing on Robocash
When borrowing on Robocash, borrowers can enjoy the following benefits:
- Simple loan application process on the app. Borrowers only need their ID card and bank account without the need for proof of income or other complicated procedures.
- Quick and straightforward loan registration on the app, taking about 15 minutes.
- Robocash automatically processes loan applications without the need for face-to-face meetings. The approval and disbursement rate is up to 95%.
- The Robocash app supports 0% interest for the first 7 days for the first-time loan, and it helps borrowers with bad debts from group 2 and below.
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| Borrowers may face relatively high interest rates compared to traditional borrowing methods |
Limitations of Borrowing on Robocash
Besides the advantages, the online loan application also has some limitations, such as:
- Robocash has a low borrowing limit. For the first-time borrowers, the maximum amount is 1.5 million VND, and for the second-time borrowers, it is 10 million VND. Therefore, if you need a large financial source, this app may not be suitable for you.
- The loan term on Robocash is short, ranging from 90 to 180 days.
- The interest rates for loans on this app are higher than other borrowing methods in the market.
- Customers who are lawyers, police officers, or military personnel are not eligible for quick loan support.
- Robocash does not provide support for bad debts from group 3 and above.
Eligibility Criteria for Borrowing Online on Robocash
Not all customers can borrow money on the Robocash financial application. Customers who want to borrow money here need to meet the following basic criteria:
- Customers must be between 20 and 60 years old.
- Customers should have stable employment with a minimum income of 2 million VND per month.
- Borrowers need to have a valid, undamaged ID card or citizenship identification card.
- Borrowers on the app need to provide complete information such as phone numbers, email addresses, and bank account details.
- When borrowing through the app, borrowers need to connect with Zalo and Facebook to verify information.
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| When borrowing, you need to provide complete information such as phone numbers, email, and address |
Characteristics of Loans at Robocash
When borrowing money online through the Robocash app, customers can choose from two different loan programs with different interest rates and borrowing limits:
First-Time Borrowers
First-time borrowers at Robocash can experience a loan of 1.5 million VND with a 0% interest rate for 30 days. After the 30-day period, customers only need to repay the borrowed amount of 1.5 million VND to be eligible for further loan support.
Repeat Borrowers
This loan option is available for customers who have previously borrowed online at Robocash. Once the customer has borrowed and fully repaid the loan, they can apply for a new loan of up to 10 million VND for a term of 180 days. The interest rate for this type of loan is 18.3% per year.
The Application Process for Borrowing Money at Robocash
To apply for a loan through the Robocash app, borrowers need to follow these basic steps:
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| You may return to borrow, but you will incur higher fees. |
Step 1: Create an Account on the Online Loan App
Borrowers access the Robocash website and click on “Register Account.” Here, they need to provide all the required information to create a loan account on the website. The information includes address, email, full name, password, etc. This account will be regularly updated to provide borrowers with information about the loan, such as interest rates and settlement time. After entering all the necessary information, click on “Register Loan Profile.”
Step 2: OTP Code Verification
When submitting the loan application, the financial institution will send a text message to the registered phone number. The message will contain an OTP code that the customer needs to verify to confirm the account they registered.
Step 3: Provide Personal Information
After entering the OTP verification code, the applicant needs to provide complete personal information, such as ID card details, issue date, place of issue, salary, insurance contract, place of residence, etc. Additionally, the borrower needs to declare their occupation and bank account.
Step 4: Upload Images to the System
To complete the registration process at Robocash, the borrower needs to upload images of their ID card to the system. They need to capture the front and back of the ID card and a photo of themselves with the ID card for cross-referencing purposes. These images
should be clear, complete, accurate, and not damaged to avoid any issues in the loan application process.
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| After registering for a loan and being approved, the financial institution will solve the cause of the problem |
Step 5: Receive Loan Disbursement
After successfully registering and having the loan application approved, borrowers will receive the loan disbursement from the financial app as quickly as possible. When borrowing, borrowers need to comply with all regulations regarding borrowing limits, interest rates, loan terms, etc., to minimize risks.
Frequently Asked Questions about Borrowing Online on Robocash
When borrowing online at Robocash, borrowers often have various questions. The most common FAQs include:
What happens if you are unable to repay the loan as scheduled?
If a borrower takes out multiple loans and cannot afford to repay them or intentionally fails to settle the debt according to the terms, the financial institution will place that customer on Robocash’s blacklist, making it impossible for them to borrow from the institution again.
Being in the bad credit score category will also make it extremely difficult to get unsecured and secured loans at other financial institutions. Additionally, some collectors may regularly call and harass the borrower to remind them about the loan. Robocash may also take stronger measures, such as sending letters to the workplace or even taking legal action against the borrower.
How long does it take for a loan application to be approved at Robocash?
After submitting the loan application, Robocash will promptly review and approve it. Generally, the application is approved within 3 to 5 hours, and immediately after approval, the financial institution will proceed with the loan disbursement.
Can you borrow from Robocash while having an existing loan from another institution?
If a borrower has borrowed from another financial institution, they can still apply for a loan at Robocash as long as they meet the necessary requirements. However, if they are on the blacklist or have bad debts, their online loan application at Robocash will be rejected.
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| Robocash is a reputable and professional financial support institution |
Robocash is currently the leading professional online loan application. With a simple loan process, quick procedures, and favorable interest rates, Robocash is a reputable financial support institution. This platform helps customers quickly resolve financial difficulties in their lives.