Nowadays, with a smartphone in hand, you can do many things, including transferring money. The following ways to transfer money via phone not only allow you to transfer money between mobile accounts but also between bank accounts or electronic wallets used for payments.

Details of the fastest ways to transfer money via phone

Transfer money between phone numbers

Perhaps the simplest way to transfer money via phone is to top up the corresponding mobile account with the desired amount. If you choose this method, all you need to do is send a text message following the predefined format of the network provider. After a few steps, the money will be conveniently transferred from one mobile account to another.

You can transfer money on your phone using mobile numbers

However, note that each network provider has a different money transfer code. Therefore, make sure you apply the correct and appropriate code.

For Viettel network

The money transfer service for prepaid subscribers of the Viettel network is called I-Share. This service allows prepaid subscribers of this network to transfer money to other mobile numbers at any time without the need for pre-registration. However, to proceed, you need to obtain an 8-digit transfer password.

Viettel network money transfer conditions

The transfer amount must be positive and a multiple of 1000 VND. The maximum amount to transfer at a time is 50,000 VND, and the maximum amount per day is 300,000 VND. The applicable service numbers for Viettel money transfer are: 086, 096, 097, 098, 032, 033, 034, 035, 036, 037, 038, 039.

How to get the Viettel money transfer password

Method 1: Send MK to 136. After sending the message, the system will send an SMS containing the password back to the same subscriber who sent the message.
Method 2: Dial *136#OK. The password will be returned accordingly. It is advisable to save it for future use when topping up. If you accidentally forget the provided password, you can send MK to 136 to receive it again.

Screen for creating a password with Viettel subscription

How to transfer money via Viettel mobile number

With the received password, you can use one of the following methods to transfer money to another mobile number:

Method 1: Dial *136***# and then press OK
Method 2: Dial *136# and follow the instructions

Screen for transferring money via USSD with Viettel

Method 3: Send TK to 136

For VinaPhone network

If you use the VinaPhone network, you can use the money transfer service called 2Friends.

VinaPhone network money transfer conditions

The subscriber transferring money must be a VinaPhone prepaid subscriber with an active account for 360 days or more. At the time of transfer, the subscriber must have a two-way active connection with an account balance greater than or equal to the transfer amount plus the service fee.

How to register for the VinaPhone money transfer service

Send DK to 999. Similar to Viettel, you will receive a 6-digit password for money transfer.

Note: This password is only provided once. If you forget it and want to retrieve it, send MK to 999. To change the password, send DMK Current password New password to 999.

How to transfer money via VinaPhone mobile number:

Method 1: Send CT Password_Recipient mobile number_Transfer amount to 999.

For example: CT 123456 0912xxxxxx 50000 to 999

Method 2: Dial *999*Password*Recipient mobile number*Transfer amount# and select OK.

For example: *999*123456*0912xxxxxx*50000# and select OK.

For MobiFone network

Mobifone also provides a similar service called M2U. To transfer money to mobile numbers using this network, you need to consider the following issues:

MobiFone network money transfer conditions

The minimum transfer amount is 1,000 VND per transaction; the maximum is 50,000 VND per transaction and 300,000 VND per day.

How to create a MobiFone money transfer password

Dial *117*Password you want to use*Password you want to use# and select OK

For example *117*12345*12345# and select OK. Note: The password is limited to 5 digits.

How to transfer money via MobiFone

Send *119*Recipient mobile number*Transfer amount*Password to 999 and select OK

For example *119*0904xxxxxx*100000*12345# and select OK.

Transfer codes applicable to MobiFone subscriptions

In addition to using the available services of the network providers, you can also transfer money through Mobile Banking services provided by various banks through their applications.

You can also use banking apps to transfer money via phone

Furthermore, another highly-rated option is to transfer money between electronic wallet accounts such as Momo, Viettel Pay, or Zalo Pay, among others.

The above methods are not network-specific but require the phone to have an internet connection, a bank account, and an electronic wallet account, as well as having the respective applications installed on the phone.

Another option is to use electronic wallets like MoMo, Viettel Pay, Zalo Pay, etc.

We have explored various ways to transfer money via phone. According to reviews, transferring money via mobile numbers is convenient but not the most cost-effective due to high fees and limited amounts. If you want to transfer larger amounts and use the money for payments and shopping,

it is best to research and use banking apps and electronic wallets. Stay informed to make wise money transfer decisions.

Details of the fastest way to transfer money by phone